Blog
Guides, tips, and insights on smarter spending and privacy-first budgeting.
Comparisons
Spend & Invest vs Monarch Money: Which Budget App Is Right for You?
A detailed comparison of pricing, privacy, features, and who each app is best for.
8 min readSpend & Invest vs YNAB: A Detailed Comparison for 2026
Zero-based budgeting vs AI-powered spending analysis. Which approach fits your lifestyle?
8 min readSpend & Invest vs Mint (Credit Karma): What Changed and What's Better
Mint is gone. Credit Karma isn't the same. Here's how a privacy-first alternative compares.
7 min readSpend & Invest vs Rocket Money: Which Saves You More?
Subscription cancellation vs spending intelligence. Two different approaches to saving money.
7 min readSpend & Invest vs Simplifi by Quicken: A 2026 Comparison
Cash flow calendars vs AI categorization. Comparing Quicken's modern app to a privacy-first alternative.
7 min readPrivacy & Security
Is Plaid Safe? What You Need to Know About Sharing Bank Credentials
An honest, balanced look at Plaid's security practices, the data it collects, its $58M settlement, and alternatives that don't require bank login credentials.
8 min readPlaid Alternatives for Budgeting: Track Spending Without Sharing Bank Login
Compare every Plaid alternative for budgeting — manual entry, CSV import, PDF upload, and direct bank APIs — and find the best privacy-convenience balance.
7 min readYour Complete Guide to Financial Data Privacy in 2026
What fintech apps collect, how regulations are changing, and practical steps to audit and protect your financial data.
9 min readOpen Banking Explained: What It Means for Your Money and Privacy
How CFPB Section 1033 and PSD2 are reshaping financial data sharing, how it differs from screen scraping, and what it means for your privacy.
8 min readHow to Revoke Plaid Access to Your Bank Account (Step-by-Step)
A practical guide to finding out which apps have Plaid access to your bank, disconnecting them, and requesting data deletion.
6 min readBank Statement Analyzers
Emirates NBD Statement Analyzer — PDF Upload for UAE Banking
Analyze your Emirates NBD statement PDF with AI. The largest bank in UAE/Dubai. Supports AED and multi-currency accounts.
6 min readHSBC Statement Analyzer — Global Banking PDF Analysis
Upload your HSBC statement from any country — UK, UAE, Hong Kong, US, and more. Multi-currency support across all HSBC tiers.
6 min readAmex Statement Analyzer — American Express PDF Analysis
Analyze Amex Gold, Platinum, Blue Cash, and business card statements. Handles Amex-specific formats like Offers and rewards summaries.
6 min readDiscover Statement Analyzer — Credit Card & Bank PDF Analysis
Track rotating 5% cashback categories and analyze Discover it, Chrome, Miles, and Discover Bank statements.
6 min readChase Statement Analyzer — PDF Analysis for Chase Accounts
Analyze Chase checking, savings, and credit card statement PDFs. Works with Sapphire, Freedom, and all Chase products.
6 min readBank of America Statement Analyzer — PDF Upload & Analysis
Upload your Bank of America statement PDF for AI-powered spending analysis. Supports all BofA account types.
6 min readADCB Statement Analyzer — UAE Bank PDF Analysis with AI
Analyze your Abu Dhabi Commercial Bank statement PDF. Supports AED, multi-currency, and all ADCB account types.
6 min readWells Fargo Statement Analyzer — PDF Analysis for All Accounts
Analyze Wells Fargo checking, savings, and credit card statements with AI-powered categorization.
6 min readCapital One Statement Analyzer — Credit Card & Bank PDF Analysis
Upload Capital One Venture, Quicksilver, SavorOne, and 360 banking statements for instant spending insights.
6 min readCiti Statement Analyzer — Citibank PDF Analysis with AI
Analyze Citi Double Cash, Custom Cash, Premier, and all Citibank account statements automatically.
6 min readGuides
How to Analyze Your Bank Statement PDF with AI
Turn your bank statement PDF into categorized spending insights in seconds. No spreadsheets, no data entry, no bank login required.
6 min readThe Best Budget Apps That Don't Require Bank Login
Tired of apps asking for your bank credentials? Here are the best privacy-first alternatives that track spending without Plaid or account linking.
7 min readHow to Automatically Categorize Credit Card Transactions
Manual categorization is tedious. Learn how AI can sort hundreds of transactions into meaningful categories in seconds.
5 min readTrack Your Spending Without Plaid or Bank Credentials
Why PDF-based tracking is more private, more secure, and works with any bank worldwide, including ones Plaid doesn't support.
6 min readBest Mint Alternatives in 2026 After the Shutdown
Mint is gone. Here's a breakdown of the best replacements in 2026, from privacy-first PDF tools to full-featured financial platforms.
8 min read